By understanding how long it takes series ee savings bonds time to mature, you can decide if they make sense for your portfolio. If savings bonds arent the right fit, you could choose another alternative, such as broadly-diversified blue-chip stocks that generally earn at least 34 returns. The time it takes a savings bond to reach face value depends on the series of. Treasury recommends ee bonds as a safe and patriotic investment with the full backing of the u. Investors who purchase a companys bonds receive interest on the bond and are promised a return on their investment at a future date. Treasury has mostly phased out the issuance of paper savings bonds, many investors are familiar with paper bonds that are. Ee savings bonds are issued with a cost that is one-half of the face value. Treasury guarantees that your bond will double in value to reach face value after 20 years. If it does not, the treasury will make a one-time adjustment to a bonds value up to the savings bond maturity amount.