If you wish to enter or return to third-level education and you are over 23 years of age, irish third-level colleges have places for mature students. You will have to consider the costs of fees and maintenance, depending on whether you are going to do a full-time or a part-time course. student finance for mature students find out about funding you can access as a mature applicant, including loans, grants, scholarships and bursaries. Note that this estimator doesnt take into account the provincial and territorial student grants and loans. grants and bursaries for adult learners adult learners can apply for grants and bursaries to help pay for courses and training. The radical overhaul to english student finance in 2012 caused myths, panic and confusion. If youre over 25, or younger but independent from your parents, 2012 student loans work slightly differently than for typical school leavers going to university.