Treasury bonds, you may have noticed some series ee savings bonds mature on different dates. Redeeming the bonds at a local bank is usually the easier option call first to confirm that they do indeed handle savings bonds, and ask what identification or other documents you need to bring. Ee savings bonds are issued with a cost that is one-half of the face value. Treasury guarantees that your bond will double in value to reach face value after 20 years. If it does not, the treasury will make a one-time adjustment to a bonds value up to the savings bond maturity amount. Dear suzanne, series ee savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final. --how do i cash in savings bonds? If you have paper bonds, you can bring them to a financial institution. But you should run a savings bond valuation report before doing so, to make sure you are receiving the correct amount! You can cash electronic bonds early at treasurydirect. Gov, but they must be held at least one year before they can be cashed. Electronic series ee savings bonds, purchased via treasurydirect, are sold at face value. Paper ee bonds, last sold in 2011, were sold at half of face value. How do savings bonds work? Savings bonds offer a super safe way to save money, but are they worth it? Heres how series ee and series i savings bonds work. They are safe, offer a fixed rate of interest, and are not subject to state or local income taxes. Use the tables below to determine whether your savings bonds have stopped earning interest. You should keep a list of your bonds, by serial number, in a safe location and separate from the actual bonds. To learn whether a savings bond on your list has been cashed, contact treasury retail securities services p. Savings bonds have a final maturity date when they stop earning interest.